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About Biddeford Savings Bank

Biddeford Savings:
Treating Customers like Owners for Over 140 years

At Biddeford Savings we are mutual bank, so we do things a little differently. We value and appreciate every customer we have, and we strive to treat every customer like an owner. Unlike some larger banks, we dont think our customers should have to pay for the privilege of banking with us. Thats why, while some banks are increasing fees and service charges, we are going the other way.

We want to help our customers avoid fees and make the most of their money. For personal banking accounts, we have created our new checking, savings and business products to make it easier for our customers to find the accounts that work best for them. From checking and savings accounts that do not include minimum balances or monthly service charges, to free global ATMs, free Bill Pay, free telephone online personal banking and much more, we are pleased to offer a full range of options. Our Business banking accounts are designed for small business partnerships and corporations. These accounts never have per check charges or deposited items charges. With a Business Plus youll receive credits towards business checks every year and free ATM use anywhere across the globe. And, as an account owner, a free Checking Plus account is available for your personal use when you open anĀ Business Checking Plus account. At Biddeford Savings we help customers make the most of their money! Biddeford Savings has been established for over 140 years.

This venerable Maine bank was chartered on July 22, 1867 by an act of the Maine State Legislature. We at Biddeford Savings are proud of our long history and relationship with the communities we serve and of our heritage as a safe and secure depository for the funds of our customers. We make every effort to serve our customers financial needs in a professional, friendly manner, and we are also dedicated to serving the needs of our communities, whether through our sponsorship of community events, financial education initiatives, and more.

Our Core Values

Customer Promise

We treat our customers like owners and pride ourselves on going above and beyond to deliver exceptional service. We will honor the trust placed in us by operating prudently and responsibly while holding ourselves to the highest ethical standards.

Employer of Choice

We provide a challenging and respectful work environment that supports personal growth, encourages healthy lifestyles, promotes teamwork, creates a culture of accountability, and rewards performance excellence.

Citizenship

We believe our success depends upon the health of the communities we serve. We will contribute to the quality of life through volunteerism and charitable giving as well as by providing financial services that help businesses and individuals prosper.

Initiative

We are a bank that never stops improving itself and our operations for the benefit of our customers and employees.

Financial Strength, Stability and Growth

We will aspire to consistently achieve reasonable growth and profitability, while managing the bank in a manner which promotes sound financial principles.

Our directors and corporators, who represent a wide spectrum of the many communities we serve, meet annually and fill their most important responsibility - to elect the Board of Directors for the bank. Our Board of Directors elect the officers and meet monthly to review results and approve the policies of the bank. The Officers of the bank are responsible for the day to day operations of the bank.

To view our 2013 Annual Report click here to download (PDF).