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Checking

Checking Accounts: Helping You Make the Most of Your Money

At Biddeford Savings we don’t think you should have to pay for the privilege of maintaining a personal checking account. That’s why we’ve created our line of personal checking accounts just for you.

Basic Checking Account

Basic services. No monthly service charges.

Our Basic Checking account is a basic, interest checking account with no minimum balance requirements or monthly service charges. Our Basic Checking account features free bill pay, free online and telephone banking as well as free ATM use at over 200 locations across Maine through Maine Cash Access.

Your Basic Checking account benefits include:

  • Free personal online banking
  • Free telephone banking
  • Free online bill pay
  • Free ATM use at over 200 locations across Maine through Maine Cash Access
  • Two (2) complimentary Get Out of Fees Free you can use to have an unlikely bank fee reimbursed
  • View your account online to see the images of checks, debits and credits that have cleared the account
  • Unlimited transfers
  • Automatic transfers available

You may also wish to consider a Checking Plus Account, our high yield checking account, or go paperless with a eChecking.

Opening an account is easy with Biddeford Savings Switch Kit or by calling one of our branch locations today.

It Feels Good to be Appreciated! Open a Checking Account Today!

Open a checking account at Biddeford Savings today and discover what it means to be treated like an owner. Unlike some larger banks, we don’t think our customers should have to pay for the privilege of personal banking with us. That’s why, while some banks are increasing fees and service charges, we are going the other way with personal banking. We strive to help our customers avoid fees and make the most of their money.

Our step-by-step Switch Kit gives you everything you need to open a Checking Account. For more information call (207) 284-5906 or visit any one of our conveniently located branches.

Online Banking

Take your bank with you, wherever you go!

In the same way your telephone has given you 24-hour access to your Biddeford Savings accounts, the Internet provides a safe and secure way to inquire or transact business - on your schedule. Transfer funds between checking and statement savings accounts, make a loan payment, review savings and checking account balances, apply for a mortgage (and get immediate approval), and more - from virtually any web access. All Online Banking transactions will appear on your monthly statement.

Telephone Banking

Say goodbye to banker's hours. With telephone banking, you have 24-hour access to all your Biddeford Savings accounts. You can review savings and checking account balances, transfer funds between checking and statement savings accounts, and make loan payments - any time of day from wherever you are. Using telephone banking is easy! Ask your local branch or our Deposit Operations Department for your password. Then, just dial toll free 1-866-767-8669 and follow the easy-to-use instructions. All online, bill payment, and telephone banking transactions will appear on your monthly statement.

Overdraft Protection: No More Overdrawn Accounts

Overdraft Loan

You can convert your good credit to cash. Overdraft protection means that we have approved in advance a personal, unsecured loan to balance your checking account if you should overdraw. With an overdraft loan you avoid costly overdraft charges and embarrassing delays. Use your good credit to qualify for a loan and your checking account will become a personal loan account.

Deposit Transfer

You may prefer to use your own deposits to avoid costly overdraft charges and embarrassing delays. We can perform automatic transfers from another deposit account to provide you peace of mind.

Direct Deposit

Direct Deposit is a safe and convenient way to simplify your life. Your paycheck, Social Security check or any other regular compensation can be automatically deposited directly into your checking account. Save yourself a trip to the bank and the worry of having your check lost or stolen. Ask us about Direct Deposit today!