Consumer Loans
Biddeford Savings - A whole new equation 
- Online Banking
Online Banking: Safe, Secure and On Your Schedule
Biddeford Savings offers you a wide range of online products and services designed to make all your financial transactions simpler, easier and safer.
- Personal
- Business
- Enroll
- FinanceWorks
- Mortgage Web Center
- Personal Banking
Personal Banking: Treating Customers Like Owners
We approach personal banking a little differently. We truly value and appreciate every customer, and we treat every customer like an owner.
- Checking
- Savings
- Loans
- Insurance
- Customer Tools
- Business Banking
Business Banking: A Strong Commitment to Small Business Banking
We believe that a small business banking relationship is a two way street and that relationships should be long-term.
- Checking
- Savings
- Loans
- Merchant Card Services
- Payroll Services
- Insurance
- CheckSend
| Checking | Savings | Loans | Insurance | Customer Tools |
Consumer Loans
Whether you’re dreaming about renovations to your home, a college education, a new car or that vacation you’ve always wanted, we've got a cost-effective loan to meet any need – or fulfill any dream. Our friendly hometown atmosphere and comfortable approach to community banking gives you the customer service you want. And unlike out-of-state banks and mortgage companies, we service every loan right here, so you'll get the attention you deserve.
We offer Personal Loans, Auto Loans, Energy Reward Loans, Collateral Loans and Home Improvement Loans at fixed rates. And interest rates on some products are discounted if your payment is automatically deducted from a Biddeford Savings Mutual Rewards Savings account.
Home Equity Products: Put Your Home to Work for You!
Tired of making small repairs when what you really need is a complete makeover? Then put your home to work for you! With a QUICK CLOSE Home Equity Line of Credit you get the money you need for a new kitchen, roof, landscaping, a vacation - anything!
Quick Close & No Closing Costs!
Buy anything you want. It's as fast and easy as writing a check
Home Equity Fixed Rate Loans
| Term | Interest Rate | Annual Percentage Rate | Monthly Payment Rate per $10,000 Borrowed |
| 10 Years | 6.25% | 6.25% | $111.03 |
| 15 Years | 6.75% | 6.75% | $87.13 |
For more information on terms, rates, or products, please contact one of our loan officers. Please click here to use one of our calculators to figure your payment amount.
Home Equity Variable Rate Line of Credit
| Term | Interest Rate | Annual Percentage Rate | Monthly Payment Rate per $10,000 Borrowed |
| 10 Years 5 year draw period | 3.50% | 3.50% | Interest only or 1.5% of loan balance payable monthly |
Rates and points are subject to change at any time without notice. Property insurance is required. Rates are subject to change monthly, equal to the prime rate published in the Wall Street Journal plus a margin. Maximum annual percentage rate is 18%. You may be required to pay certain fees to third parties (for example,a title search, title insurance and a property appraisal). These fees generally cost between $0 and $500.
And because we're a mutual bank, we treat you like an owner.
Connect with a Branch Manager