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Savings
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Savings Accounts

Biddeford Savings offers three primary savings account options: Savings, Savings Plus and eSavings. Each savings account offers distinct account benefits to meet the saving needs of our customers.

eSavings

The eSavings account offers a great rate of interest and is online, paper-free and available 24 hours a day, seven days a week. Additionally, eSavings features Free ATM Access Worldwide and NO monthly service charges!

Minimum Opening Deposit Required: $25.00.
Minimum Balance Requirements: None.
Compounding and Credit: Daily balance method, compounded monthly

Savings

With Savings, savings account customers enjoy variable interest, with five different tiers of interest, based on total deposits, with higher rates for larger deposits. Savings can be a stand-alone account, or it can be combined with another account, such as a Checking account. A Savings account also comes with free ATM use at over 160 ATM locations across Maine through the Maine Cash Access Network.

Minimum Opening Deposit Required: $25.00.
Minimum Balance Requirements: None.
Compounding and Credit: Daily balance method, compounded monthly

Daily Balance Tiers

$100,000.00 or more
$25,000 to $99,999.99
$10,000 to $24,999.99
$2,500 to $9,999.99
$0 to $2,499.99

Savings Plus

The Savings Plus account is a savings account ideally suited to customers who maintain a $5,000 average monthly balance. Savings Plus includes all the benefits of Saving with the addition of higher rates of interest.

Minimum Opening Deposit Required: $25.
Minimum Balance Requirements: $5 fee assessed for average monthly balance below $5,000
Compounding and Credit: Daily balance method, compounded monthly

Daily Balance Tiers

$100,000.00 or more
$60,000 to $99,999.99
$25,000 to $59,999.99
$5,000 to $24,999.99
$0 to $4,999.99