Click on the yellow box above to access online banking.
CDs
Open an Account Online

Certificates of Deposit (CD)

We offer Certificates of Deposit (CDs) with a variety of terms. Get a great return you can depend on.

Fixed Rate Accounts

With a minimum of $1,500 you can earn competitive rates on terms from 91 days to 5 years. We offer greater flexibility by allowing you to choose your own maturity date.

TermMinimum DepositAnnual Percentage Yield
91 Day$1,5000.25%
6 Months$1,5000.35%
1 Year$1,5000.40%
2 Years$1,5000.75%
3 Years$1,5001.00%
4 Years$1,5001.41%
5 Years$1,5001.81%

The Annual Percentage Yield may change at any time. The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

 

*SPECIAL*

3 Year Bump-Up CD

Our new 3 Year Bump-Up CD puts you in control when rates rise! You'll enjoy a great rate, and a one time opportunity during the term of your CD to "Bump-Up" your CD to a higher rate if rates go up. No longer are you 'locked in' to the rate on your CD. There are NO limits so the rate can go as high as our current standard 3 Year rate any time during your term!

 

*Annual Percentage Yield (APY): 1.00%. The annual percentage yield is effective as of 6/2/14 and is subject to change at any time. The annual percentage yield assumes that interest will remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal. A withdrawal of the interest will reduce earnings. A $1,500.00 minimum balance is required to earn advertised annual percentage yield. The interest rate will be fixed for the term of the account unless the Bump-Up option is exercised. Rate Bump: During the term of this 3 Year CD, and upon written authorization from any Accountholder, a one-time option to adjust the Rate of Interest is permitted. The rate will be adjusted for the remainder of the term of the certificate, to the rate in effect for a 3 Year Regular CD (non-promotional rate) at the time of the adjustment request.

 

*Annual *Annual Percentage Yield (APY): 1.00%. The annual percentage yield is effective as of 02/10/2014 and is subject to change at any time. The annual percentage yield assumes that interest will remain on deposit until


maturity. A substantial penalty may be imposed for early withdrawal. A withdrawal of interest will reduce earnings. A $500.00 minimum balance is required to earn the advertised annual percentage yield. The interest


rate will be fixed for the term of the account unless the Bump-Up Option is exercised. Rate Bump: Upon request, the rate will be adjusted for the remainder of the term, to the rate in effect for a 3 year regular CD.


Other rates and terms are available.

*Annual Percentage Yield (APY): 1.00%. The annual percentage yield is effective as of 02/10/2014 and is subject to change at any time. The annual percentage yield assumes that interest will remain on deposit until


maturity. A substantial penalty may be imposed for early withdrawal. A withdrawal of interest will reduce earnings. A $500.00 minimum balance is required to earn the advertised annual percentage yield. The interest


rate will be fixed for the term of the account unless the Bump-Up Option is exercised. Rate Bump: Upon request, the rate will be adjusted for the remainder of the term, to the rate in effect for a 3 year regular CD.


Other rates and terms are available.