Consumer Loan Rates

Effective Date: 10/14/2009

Home Equity Fixed Rate Loans
TermInterest RateAnnual Percentage RateMonthly Payment Rate per $10,000 Borrowed 
10 Years 6.25% 6.25% $112.28

15 Years

 6.75% 6.75% $88.49

Home Equity Variable Rate Line of Credit
TermInterest RateAnnual Percentage RateMonthly Payment

10 Years
5 year draw period

 3.50% 3.50% Interest only or 1.5% of loan balance payable monthly

Rates and points are subject to change at any time without notice. Property insurance is required. Rates are subject to change monthly, equal to the prime rate published in the Wall Street Journal plus a margin. Maximum annual percentage rate is 18%. You may be required to pay certain fees to third parties (for example: a title search, title insurance and a property appraisal). These fees generally cost between $0 and $500. For more information on terms, rates, or products, please contact one of our loan officers. Please click here to use one of our calculators to figure your payment amount.