A Mortgage that Pays You Back

Because Biddeford Savings is a mutual bank, we treat you like an owner. Unlike out-of-state banks and mortgage companies we make decisions locally and you'll get the service and attention you deserve! And when you have your checking account with us, we give you money back on the mortgage interest you pay. A mortgage that pays you back? Now that’s a whole new equation!

Mortgages Made Easy from Biddeford Savings has now become even easier.

We'll turn all your mortgage questions into answers at our Online Mortgage Center. It's the most convenient 24/7 home loan service we've found anywhere. Enjoy easy one-stop access to home loan options, rates, calculators, quotes, plus our "see-what-you-save-at-a-glance" charts and so much more. Apply online now and get conditional approval within 20 minutes!

Mortgages and Other Home Loan Options:

Fixed Rate Loans -- These offer the security of a fixed principal and interest payment, with the ability to choose a term that fits your budget.

Biweekly Loans -- Build equity faster, pay off your loan sooner, and save thousands of dollars in interest with our biweekly fixed-rate mortgage when your payment (1/2 of your regular monthly amount) is conveniently and automatically deducted from your Mutual Rewards Checking or Savings account every 14 days.

Adjustable Rate Loans -- ARM's are available at lower initial rates with potential annual rate and payment adjustments after three or five years. Future market conditions can influence rate changes, however, built in rate caps and margins provide a measure of security and limited increases over the life of the loan.

Construction Loans -- Construction loans can cover both the purchase of a lot and the mortgage for a newly built home.

Home Equity Products -- Tired of making small repairs when what you really need is a complete makeover? Then put your home to work for you! With a QUICK CLOSE Home Equity Line of Credit you get the money you need for a new kitchen, roof, landscaping, a vacation – anything! Close in as little as 3 days from approval – it’s fast and simple!

For Current Mortgage Rates Visit Our Online Mortgage Center Now!