Bank CDs and IRA Accounts:
More Ways to Make Your Money Work for You!

Certificates of Deposit (CD)

We offer Certificates of Deposit (CDs) with a variety of terms. Get a great return you can depend on.

Fixed Rate Accounts
With a minimum of $1,500 you can earn competitive rates on terms from 91 days to 5 years. We offer greater flexibility by allowing you to choose your own maturity date.²

Traditional, Roth & Educational IRA Accounts

Choose from 1-year to 5-year IRA Certificate of Deposit Accounts1 including Roth and Educational IRAs with a minimum balance of $500. Our 4-year variable rate IRA certificate of deposit enables you to make deposits with as little as $10.00!

Holiday Club Accounts

A Biddeford Savings Holiday Club Account is a perfect way to put a few dollars away each week to insure there will be happy smiles all around when the holidays arrive. You'll get a safe, competitive, fixed return on your deposits from the day of your first deposit until the end of the 52-week term.  It’s a simple way to save for tomorrow and receive a safe, attractive rate of return.

Biddeford Savings helps you make the most of your money!

¹A substantial penalty may be imposed for early withdrawals, however our 91-day certificate allows for one no penalty for withdrawal every 7 days.