Click on the yellow box above to access online banking.

Business Mortgages, Loans, and Lines of Credit

Business Real Estate Loans

  • Fixed or Floating interest rate
  • Up to a 7-year term, with up to 20-year amortization
  • Secured by real estate

Lines of Credit

  • Floating interest rate
  • One and two year commitments
  • Secured by all business assets

Equipment Loans

  • Fixed or Floating interest rate
  • Up to 7-year amortization
  • Secured by equipment

Equipment Lines of Credit

  • Floating or fixed interest rate
  • Up to 7-year amortization
  • Secured by machinery and equipment

Small Business Administration (SBA) Loans

  • Guaranteed by Federal Government
  • Loan proceeds can be used for working capital and fixed asset purchases
  • Quick approval with the SBA Express Program

Leasing Program

Poor cash flow is one of the primary reasons businesses fail. Paying cash for office rental, equipment, or even making large down payments can deplete your reserves. Leasing helps you hang on to your cash because it provides:

  • No down payments
  • 100% financing, including soft costs like shipping, installation and training
  • No application fees
  • Affordable, flexible monthly payments

In good times and bad...

"Good banking in a bad market creates opportunity. Biddeford Savings is there for us, even when times are slow. With their support, we're able to purchase properties at good prices. We've been banking with Biddeford Savings since 1989 because we can sit down and get our business done, fast, with a conversation. And with Biddeford Savings, we know someone's always got our back covered."

Owners, Dube-Lewis Properties

Now that's a whole new equation!