Click on the yellow box above to access online banking.

Preferred Banking

Business Checking

Our accounts are designed to help small businesses, partnerships and corporations prosper.

  • No per check charge (unlike other banks)
  • No deposited item charge
  • Low minimum balance

Business Prime Money Market

Earn competitive rates on your excess funds without limiting their availability.

  • Tiered interest rates tied to the Wall Street Prime Rate
  • No term to lock into so funds are available when you need them
  • Free download to Quicken or QuickBooks for your business
  • Monthly statement

CheckSEND Remote Deposit Capture

No need to hand carry checks to the bank! Electronic check clearing does it for you.

  • Utilize your time (and your staff time) more efficiently
  • Waived monthly service charge for Medical Professionals
  • Make deposits without leaving your office
  • Increase cash flow
  • Have instant availability to deposited funds
  • Complimentary scanner provided by the bank

Checking Plus Personal Checking

Maximize your earnings with a Checking Plus personal checking account.

  • Unlimited check writing
  • Tiered interest rate
  • Minimum balance waived for medical professionals
  • FREE ATM use worldwide
  • FREE logo checks for life
  • $150 discount on mortgage processing fees on primary residence

Lending Services

Our loan program is designed to suit the needs of your practice, from start-up financing and acquisition loans to lines of credit and equipment financing.

Thinking of retiring? Taking on a partner or selling your practice? We can help you with financing options to make the transition easy!

Commercial Mortgages

Purchases, improve or refinance commercial real estate.

  • Waived commitment fee
  • Flexible terms up to 20 years secured by real estate
  • Variable rate tied to Prime or fixed up to 10 years
  • Construction financing available

Business Line of Credit

Finance your short-term cash flow needs conveniently and efficiently.

  • 1 or 2 year commitment available
  • Manage cash flow while waiting for insurance vendor reimbursements
  • Waived commitment fee
  • Immediate access to funds by calling bank or accessing online

Business Term Loans

Finance new business opportunities such as practice acquisitions, start-ups or partner buy-ins.

  • Up to 7 year amortization
  • Flexible terms
  • Waived commitment fee
  • Fixed or variable rates available

Equipment Loans/Lines

Ensure your practice keeps up with technology and offer innovative services that increase profit.

  • Up to 7 year amortization secured by machinery and equipment
  • Waived commitment fee
  • Fixed or variable interest rates
  • Terms can match your depreciation schedule
  • Alternative to expensive leases

Residential Mortgages

Let us assist you with the refinancing, purchase, or construction of your residence.

  • Local servicing, local decisions
  • Automatic monthly payments available
  • 45 day rate lock is refundable at closing
  • Premium pricing on jumbo loan requests

Residential Home Equity Lines

Put the equity in your home to work for you.

  • Interest tied to prime rate
  • Access funds by writing a check
  • Quick turnaround for your requests
  • No annual fee
  • Interest-only payment terms available

Business Support Services

Merchant Services

Credit card services offer your clients a convenient option for payment while increasing access to these funds more quickly.

  • No contract term required
  • No annual fee
  • Work with Transaction Resources Inc. (TRI), our partner in credit card processing
  • Local representatives available to help with installation and setup

Payroll Services

Reduce costs and staff workload by outsourcing your payroll services to a local team you can trust.

  • Reduce stress by letting us keep you current on the complexities of changing tax regulations
  • Work with BenefitMall, our partner in payroll processing services
  • Local, Maine-based processing center ensures quick turnaround
  • Variety of ways to submit payroll–online, phone, fax or mobile app
  • Local representative available for assistance with setup and transition

Bank at Work

We offer the same great Checking Plus account for your employees that we offer you.

  • Waived minimum balance
  • Free ATM use anywhere, world-wide
  • Free logo checks for life
  • $150 discount on mortgage processing fees on primary residence

Health Savings Accounts

Start planning for future health expenses and enjoy tax advantages.

  • Pay for qualified medical expenses
  • Employee contribution possible
  • No annual fees
  • Pay bills online, by using a convenient debit card or by writing a check
  • Attractive tiered interest rates

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