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Home Equity Products: Put Your Home to Work for You!

Your house. It's the place you call home and the place you look forward to after a long day. A place to spend time with family and friends. But did you know that your home can also work hard for you? With a Home Equity Line of Credit you get the money you need for a new kitchen, roof, landscaping, school tuition, debt consolidation or even a much deserved vacation - anything you dream of! The amount of money you borrow depends on the equity you have in your home.

Please click here to use one of our calculators to figure your payment amount.

Home Equity Variable Rate Line of Credit

A Home Equity Line of Credit is an open-end revolving line secured by the equity in your home. A line of credit makes it easy to finance your home improvement, private school or college tuition bills. It's as fast and easy as writing a check!

Effective Date: January 20, 2019

TermInterest RateAnnual Percentage RateMonthly Payment

10 Interest Only followed by 15 Year Repayment


Interest only during draw period. At end of draw period, repayment is scheduled over 180 months.




Rates are subject to change at any time without notice. Flood and/or property insurance is required. Rates are subject to change monthly, equal to the prime rate published in the Wall Street Journal plus a margin. Maximum annual percentage rate is 18%. Rates assume property will be owner occupied or second home. Borrower must meet specific underwriting criteria to obtain rate. Closing costs generally range from $0 to $1,000 but may be higher under extenuating situations.

Additional terms and conditions are available upon request. Please contact one of our loan officers for more information.

Looking to fix a portion of your Home Equity Line of Credit?

We can help. We offer an option on our home equity lines of credit that allows you to fix the payment and interest rate on a portion of your outstanding principal balance for a specific term. Converting the outstanding variable rate balance on your line of credit to a fixed rate loan  gives you predictable monthly payments and no worries about fluctuating interest rates.

For more information on additional terms, rates, or products, please contact one of our loan officers.


Your home can be more than a place to live. It can be a tool to build your life.

We can help you discuss your options.

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