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Mission Statement

Biddeford Savings is an independent, mutual community bank, committed to meeting the financial needs of individuals, families and businesses in our market area.

We will:

  • Provide high quality, personalized service and up-to-date banking products, services and delivery systems;
  • Operate conservatively, efficiently and profitably;
  • Contribute to the quality of life in our communities; and
  • Offer a challenging and fulfilling work environment that provides opportunities for professional growth and development to the BSB team of employees.

Our Core Values

Customer Promise

We treat our customers like owners and pride ourselves on going above and beyond to deliver exceptional service. We will honor the trust placed in us by operating prudently and responsibly while holding ourselves to the highest ethical standards.

Employer of Choice

We provide a challenging and respectful work environment that supports personal growth, encourages healthy lifestyles, promotes teamwork, creates a culture of accountability, and rewards performance excellence.


We believe our success depends upon the health of the communities we serve. We will contribute to the quality of life through volunteerism and charitable giving as well as by providing financial services that help businesses and individuals prosper.


We are a bank that never stops improving itself and our operations for the benefit of our customers and employees.

Financial Strength, Stability and Growth

We will aspire to consistently achieve reasonable growth and profitability, while managing the bank in a manner which promotes sound financial principles.

Our directors and corporators, who represent a wide spectrum of the many communities we serve, meet annually and fill their most important responsibility - to elect the Board of Directors for the bank. Our Board of Directors elect the officers and meet monthly to review results and approve the policies of the bank. The Officers of the bank are responsible for the day to day operations of the bank.

To view our 2016 Annual Report click here to download (PDF).