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Certificates of Deposit (CD)

Certificates of Deposit (CDs) are a great way to save if you don't need immediate access to your money. If you are looking to save money for a longer term and earn a higher rate than most traditonal savings accounts, we have a variety of CD options available to meet your needs. From fixed rates to adjustable rates and terms from three months to five years. The longer you save, the higher the rate.

Get a great return you can depend on.

Fixed Rate Accounts

With a minimum of $1,500 you can earn competitive rates on terms from 91 days to 5 years. We offer greater flexibility by allowing you to choose your own maturity date. Guaranteed return.

  • Various terms available
  • Greater flexibility
  • Choose your own maturity from 6 months to 60 months.
  • FDIC insured
  • TermMinimum DepositAnnual Percentage Yield
    91 Day$1,5000.25%
    6 Months$1,5000.40%
    1 Year$1,5000.60%
    2 Years$1,5000.90%
    3 Years$1,5001.11%
    4 Years$1,5001.31%
    5 Years$1,5001.51%

    The Annual Percentage Yield may change at any time. The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

     

    *SPECIAL*

    3 Year Bump-Up CD

    Our new 3 Year Bump-Up CD puts you in control when rates rise! You'll enjoy a great rate, and a one time opportunity during the term of your CD to "Bump-Up" your CD to a higher rate if rates go up. No longer are you 'locked in' to the rate on your CD. There are NO limits so the rate can go as high as our current standard 3 Year rate any time during your term!

    *Annual Percentage Yield (APY): 1.11%. The annual percentage yield is effective as of 8/3/16 and is subject to change at any time. The annual percentage yield assumes that interest will remain on deposit until maturity. A substantial penalty may be imposed for early withdrawal. A withdrawal of the interest will reduce earnings. A $1,500.00 minimum balance is required to earn advertised annual percentage yield. The interest rate will be fixed for the term of the account unless the Bump-Up option is exercised. Rate Bump: During the term of this 3 Year CD, and upon written authorization from any Accountholder, a one-time option to adjust the Rate of Interest is permitted. The rate will be adjusted for the remainder of the term of the certificate, to the rate in effect for a 3 Year Regular CD (non-promotional rate) at the time of the adjustment request.

     

    Variable Rate Accounts

    A variable rate CD can give you peace of mind when rates rise.

    • Term: Four years
    • Low minimum opening deposit
    • Ability to make periodic deposits throughout the term of the CD
    • Great option when saving for a special furture purchase
    • Safe and secure investment