Click on the yellow box above to access online banking.

Treating Customers like Owners for 150 years

At Biddeford Savings we are mutual bank, so we do things a little differently. We value and appreciate every customer we have, and we strive to treat every customer like an owner. Unlike some larger banks, we don't think our customers should have to pay for the privilege of banking with us. That's why, while some banks are increasing fees and service charges, we are going the other way.

We want to help our customers avoid fees and make the most of their money. For personal banking accounts, we have created our new checking, savings and business products to make it easier for our customers to find the accounts that work best for them. From checking and savings accounts that do not include minimum balances or monthly service charges, to free global ATMs, free Bill Pay, free telephone online personal banking and much more, we are pleased to offer a full range of options. Our Business banking accounts are designed for small business partnerships and corporations. These accounts never have per check charges or deposited items charges. With a Business Plus you'll receive credits towards business checks every year and free ATM use anywhere across the globe. And, as an account owner, a free Checking Plus account is available for your personal use when you open an Business Checking Plus account. At Biddeford Savings we help customers make the most of their money! Biddeford Savings has been established for 150 years.

This venerable Maine bank was chartered on July 22, 1867 by an act of the Maine State Legislature. We at Biddeford Savings are proud of our long history and relationship with the communities we serve and of our heritage as a safe and secure depository for the funds of our customers. We make every effort to serve our customers financial needs in a professional, friendly manner, and we are also dedicated to serving the needs of our communities, whether through our sponsorship of community events, financial education initiatives, and more.


Learn more about Biddeford Savings and our alliance with Mechanics Savings.

Banking is what we do. Helping our customers and the community we serve is why.


Our directors and corporators, who represent a wide spectrum of the many communities we serve, meet annually and fill their most important responsibility - to elect the Board of Directors for the bank. Our Board of Directors elect the officers and meet monthly to review results and approve the policies of the bank. The Officers of the bank are responsible for the day to day operations of the bank.


To view our 2017 Annual Report click here to download (PDF).