Rates

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Rates effective July, 21, 2024 and are subject to change.

Personal

207 Saver

207 Saver

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$250,000.00 and under$25.00$0.012.25%2.23%
over $250,000.00$25.00$250,000.000.00%0.00%
Minimum
Opening Deposit
$250,000.00 and under$25.00
over $250,000.00$25.00
Minimum Balance
To Obtain APY
$250,000.00 and under$0.01
over $250,000.00$250,000.00
Annual Percentage Yield
(APY)
$250,000.00 and under2.25%
over $250,000.000.00%
Interest Rate
$250,000.00 and under2.23%
over $250,000.000.00%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Health Savings Account

Health Savings Account

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $4,999.99$0.00$0.011.000%0.995%
$5,000.00 to $9,999.99$5,000.001.000%0.995%
$10,000.00 to $19,999.99$10,000.001.000%0.995%
$20,000.00 to $49,999.99$20,000.001.000%0.995%
$50,000.00 to $74,999.99$50,000.001.000%0.995%
$75,000.00 and Over$75,000.001.000%0.995%
Minimum
Opening Deposit
$0.01 to $4,999.99$0.00
$5,000.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $74,999.99
$75,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $4,999.99$0.01
$5,000.00 to $9,999.99$5,000.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $74,999.99$50,000.00
$75,000.00 and Over$75,000.00
Annual Percentage Yield
(APY)
$0.01 to $4,999.991.000%
$5,000.00 to $9,999.991.000%
$10,000.00 to $19,999.991.000%
$20,000.00 to $49,999.991.000%
$50,000.00 to $74,999.991.000%
$75,000.00 and Over1.000%
Interest Rate
$0.01 to $4,999.990.995%
$5,000.00 to $9,999.990.995%
$10,000.00 to $19,999.990.995%
$20,000.00 to $49,999.990.995%
$50,000.00 to $74,999.990.995%
$75,000.00 and Over0.995%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Money Market

On Your Corner Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $19,999.99$25.00$0.010.15%0.15%
$20,000.00 to $49,999.99$20,000.000.20%0.20%
$50,000.00 to $99,999.99$50,000.000.25%0.25%
$100,000.00 to $249,999.99$100,000.000.25%0.25%
$250,000.00 to $749,999.99$250,000.002.25%2.23%
$750,000.00 and Over$750,000.002.25%2.23%
Minimum
Opening Deposit
$0.01 to $19,999.99$25.00
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $19,999.99$0.01
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 and Over$750,000.00
Annual Percentage Yield
(APY)
$0.01 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $99,999.990.25%
$100,000.00 to $249,999.990.25%
$250,000.00 to $749,999.992.25%
$750,000.00 and Over2.25%
Interest Rate
$0.01 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $99,999.990.25%
$100,000.00 to $249,999.990.25%
$250,000.00 to $749,999.992.23%
$750,000.00 and Over2.23%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Savings

On Your Corner Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $9,999.99$2,500.000.05%0.05%
$10,000.00 to $24,999.99$10,000.000.10%0.10%
$25,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.15%0.15%
$100,000.00 and Over$100,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $24,999.99$10,000.00
$25,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 and Over$100,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $24,999.990.10%
$25,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $24,999.990.10%
$25,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.15%
$100,000.00 and Over0.15%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

On Your Corner Interest Checking

On Your Corner Interest Checking

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $9,999.99$2,500.000.05%0.05%
$10,000.00 to $19,999.99$10,000.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.05%0.05%
$50,000.00 to $99,999.99$50,000.000.05%0.05%
$100,000.00 and Over$100,000.000.05%0.05%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $9,999.99
$10,000.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $9,999.99$2,500.00
$10,000.00 to $19,999.99$10,000.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 and Over$100,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.990.05%
$100,000.00 and Over0.05%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $9,999.990.05%
$10,000.00 to $19,999.990.05%
$20,000.00 to $49,999.990.05%
$50,000.00 to $99,999.990.05%
$100,000.00 and Over0.05%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Business

In Your Corner Business Savings

In Your Corner Business Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.15%0.15%
$250,000.00 and Over$250,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Business Money Market

In Your Corner Business Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $19,999.99$25.00$0.010.15%0.15%
$20,000.00 to $49,999.99$20,000.000.20%0.20%
$50,000.00 to $99,999.99$50,000.000.25%0.25%
$100,000.00 to $249,999.99$100,000.000.25%0.25%
$250,000.00 to $749,999.99$250,000.002.25%2.23%
$750,000.00 and Over$750,000.002.25%2.23%
Minimum
Opening Deposit
$0.01 to $19,999.99$25.00
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $19,999.99$0.01
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 and Over$750,000.00
Annual Percentage Yield
(APY)
$0.01 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $99,999.990.25%
$100,000.00 to $249,999.990.25%
$250,000.00 to $749,999.992.25%
$750,000.00 and Over2.25%
Interest Rate
$0.01 to $19,999.990.15%
$20,000.00 to $49,999.990.20%
$50,000.00 to $99,999.990.25%
$100,000.00 to $249,999.990.25%
$250,000.00 to $749,999.992.23%
$750,000.00 and Over2.23%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Business Yield Checking

In Your Corner Business Yield Checking

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $24,999.99$25.00$0.010.05%0.05%
$25,000.00 to $99,999.99$25,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.10%0.10%
$250,000.00 to $749,999.99$250,000.000.15%0.15%
$750,000.00 to $999,999.99$750,000.000.15%0.15%
$1,000,000.00 and Over$1,000,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $24,999.99$25.00
$25,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 to $749,999.99
$750,000.00 to $999,999.99
$1,000,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $24,999.99$0.01
$25,000.00 to $99,999.99$25,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 to $749,999.99$250,000.00
$750,000.00 to $999,999.99$750,000.00
$1,000,000.00 and Over$1,000,000.00
Annual Percentage Yield
(APY)
$0.01 to $24,999.990.05%
$25,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 to $999,999.990.15%
$1,000,000.00 and Over0.15%
Interest Rate
$0.01 to $24,999.990.05%
$25,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.10%
$250,000.00 to $749,999.990.15%
$750,000.00 to $999,999.990.15%
$1,000,000.00 and Over0.15%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

In Your Corner Small Business Savings

In Your Corner Small Business Savings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$10,000.000.10%0.10%
$50,000.00 to $99,999.99$50,000.000.10%0.10%
$100,000.00 to $249,999.99$100,000.000.15%0.15%
$250,000.00 and Over$250,000.000.15%0.15%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$10,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over$250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.10%
$50,000.00 to $99,999.990.10%
$100,000.00 to $249,999.990.15%
$250,000.00 and Over0.15%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

CDs & IRAs

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs) – Standard Rates

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs) – Standard Rates

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
3 Month (not applicable to IRA)$500.00$500.000.10%0.10%
6 Month$500.00$500.000.20%0.20%
12 Month$500.00$500.000.30%0.30%
18 Month$500.00$500.000.35%0.35%
24 Month$500.00$500.000.35%0.35%
36 Month$500.00$500.000.35%0.35%
48 Month$500.00$500.000.45%0.45%
60 Month$500.00$500.000.45%0.45%
Minimum
Opening Deposit
3 Month (not applicable to IRA)$500.00
6 Month$500.00
12 Month$500.00
18 Month$500.00
24 Month$500.00
36 Month$500.00
48 Month$500.00
60 Month$500.00
Minimum Balance
To Obtain APY
3 Month (not applicable to IRA)$500.00
6 Month$500.00
12 Month$500.00
18 Month$500.00
24 Month$500.00
36 Month$500.00
48 Month$500.00
60 Month$500.00
Annual Percentage Yield
(APY)
3 Month (not applicable to IRA)0.10%
6 Month0.20%
12 Month0.30%
18 Month0.35%
24 Month0.35%
36 Month0.35%
48 Month0.45%
60 Month0.45%
Interest Rate
3 Month (not applicable to IRA)0.10%
6 Month0.20%
12 Month0.30%
18 Month0.35%
24 Month0.35%
36 Month0.35%
48 Month0.45%
60 Month0.45%

Certificates of Deposit are available for personal banking and business banking customers. Business customers are not eligible for Individual Retirement Accounts.

The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs) – Special Offerings

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs) – Special Offerings

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
6 Month Special$500.00$500.004.50%4.40%
9 Month Special$500.00$500.004.50%4.40%
12 Month Special$500.00$500.004.50%4.40%
207 36 Month*$500.00$500.003.50%3.44%
Minimum
Opening Deposit
6 Month Special$500.00
9 Month Special$500.00
12 Month Special$500.00
207 36 Month*$500.00
Minimum Balance
To Obtain APY
6 Month Special$500.00
9 Month Special$500.00
12 Month Special$500.00
207 36 Month*$500.00
Annual Percentage Yield
(APY)
6 Month Special4.50%
9 Month Special4.50%
12 Month Special4.50%
207 36 Month*3.50%
Interest Rate
6 Month Special4.40%
9 Month Special4.40%
12 Month Special4.40%
207 36 Month*3.44%

Certificates of Deposit are available for personal banking and business banking customers. Business customers are not eligible for Individual Retirement Accounts.

The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

*Available for personal banking customers only. 207 Saver and Maine Community Bank Checking Account required. See Certificate of Deposit Account Agreement for more details about eligibility.

On Your Corner IRA Money Market

On Your Corner IRA Money Market

Minimum
Opening Deposit
Minimum Balance
To Obtain APY
Annual Percentage Yield
(APY)
Interest Rate
$0.01 to $2,499.99$25.00$0.010.05%0.05%
$2,500.00 to $19,999.99$2,500.000.05%0.05%
$20,000.00 to $49,999.99$20,000.000.15%0.15%
$50,000.00 to $99,999.99$50,000.000.15%0.15%
$100,000.00 to $249,999.99$100,000.000.20%0.20%
$250,000.00 and Over $250,000.000.20%0.20%
Minimum
Opening Deposit
$0.01 to $2,499.99$25.00
$2,500.00 to $19,999.99
$20,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and Over
Minimum Balance
To Obtain APY
$0.01 to $2,499.99$0.01
$2,500.00 to $19,999.99$2,500.00
$20,000.00 to $49,999.99$20,000.00
$50,000.00 to $99,999.99$50,000.00
$100,000.00 to $249,999.99$100,000.00
$250,000.00 and Over $250,000.00
Annual Percentage Yield
(APY)
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.990.15%
$100,000.00 to $249,999.990.20%
$250,000.00 and Over 0.20%
Interest Rate
$0.01 to $2,499.990.05%
$2,500.00 to $19,999.990.05%
$20,000.00 to $49,999.990.15%
$50,000.00 to $99,999.990.15%
$100,000.00 to $249,999.990.20%
$250,000.00 and Over 0.20%

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.