Personal Savings
Individual Retirement Account
Putting away for the future isn’t always easy. Using a Certificate of Deposit as an Individual Retirement Account (IRA) is an easy way to save money for retirement. An IRA has a specific maturity date and the rates and terms are comparable to our CD rates.
Find a BranchView RatesYou can choose from:
Traditional IRA
- Can be opened without the participation of an employer.
- May receive immediate tax benefits with contributions and/or earnings may be tax deferred until retirement.
- Withdrawals can begin at 59½.
Roth IRA
- Can be opened without the participation of an employer.
- Contributions are made after taxes allowing any qualifying principal distribution to be tax free.
- Withdrawals can begin at 59½.
Please consult your tax advisor for any potential tax implications.
On Your Corner Savings
No matter what you’re saving for, our On Your Corner Savings accounts are an easy way to set money aside and let it grow.
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